Love handles....help please?

i know everyone asks this. but i need help. but under my love handles and little bit of chub i have abs. i do five minutes of planks every day and i can feel the abs. i just want a nice tone body and it's hiding under my chub and i have no idea how to make the love handles disappear. I know my muscles are hiding, i used to have them before... i know i'm supposed to eat right. but as stupid as it sounds i don't really know how. i know the basic eat veggies but has anything special working for anyone and if so would you mind sharing your routine?? thank you